Tianwei Liu

Tianwei Liu is a Singaporean software engineer and entrepreneur, best known as the Co-founder and Chief Executive Officer of StraitsX, a digital asset infrastructure company. He is also a co-founder of the payment gateway Xfers and serves as the Group Deputy CEO at FAZZ Financial Group.^[1][2]

Education

Tianwei Liu studied Computer and Electronic Engineering at the National University of Singapore (NUS), where he graduated with honors in 2010. During his studies, he participated in the NUS Overseas Colleges program in Silicon Valley in 2009, focusing on Management Sciences and Engineering. He later completed coursework in Technology Entrepreneurship at Stanford University through the Stanford Center for Professional Development (SCPD) between 2009 and 2010. In 2015, Liu also took part in Y Combinator as a co-founder of Xfers, a startup incubated through the accelerator program.^[3][2][6]

Career

Tianwei Liu is the Chief Executive Officer and Co-Founder of StraitsX, a Singapore-based stablecoin infrastructure platform established in 2020. The company operates as a Major Payment Institution licensed by the Monetary Authority of Singapore (MAS) and provides regulated digital payment solutions centered around stablecoins.

He also serves as Group Deputy CEO of FAZZ Financial Group, a financial technology firm offering digital banking and payment services to businesses across Southeast Asia.

Under Liu’s leadership, StraitsX launched XSGD and XUSD on Solana on March 31, 2026. The launch made Singapore-dollar

• and U.S.-dollar-backed tokens natively available on the same network and enabled a direct on-chain SGD–USD pathway for trading, payments, and settlement.^[7]

In a March 2026 interview with BitPinas at Consensus Hong Kong, Liu discussed stablecoin payment infrastructure and card programs. He said StraitsX was working with Coins.ph and PDAX on remittance flows into Philippine pesos, describing the work as early-stage and reporting that daily transactions were already flowing. He also discussed stablecoin-backed card infrastructure and financial-inclusion use cases.^[8]

Liu told CoinDesk that, comparing Q4 2024 with Q4 2025, StraitsX card transaction volume rose 40-fold and cards issued rose 83-fold. CoinDesk noted that Q4 2024 was a low baseline following RedotPay’s soft launch late in 2024.^[9]

On June 2, 2026, StraitsX described its role for the OKX Card in Singapore as licensed issuer, Visa BIN sponsor, and infrastructure provider, supporting transaction authorization and settlement.^[10]

In an interview published September 11, 2026, Liu said StraitsX was piloting human-delegated payments in which agents use a Visa debit or credit card to complete e-commerce transactions for users. He distinguished these pilots from the more established API-to-API micropayment use cases he described.^[11]

In 2015, Liu co-founded Xfers, a payments platform designed to facilitate digital financial services in Singapore and Indonesia. Prior to his entrepreneurial ventures, Liu held software engineering roles at Amazon Lab126, where he contributed to big data infrastructure projects for Kindle FireOS, and at WIMM Labs (acquired by Google), where he worked on Android-based development and testing systems.

Earlier in his career, he gained experience as a Quality Assurance Engineer at Plastic Logic and as a Web Application Developer at 3S-Comaea Pte Ltd, where he developed and maintained web-based systems and automation tools.^[3][4][6][5]

Media Appearances

On September 11, 2026, Tianwei Liu appeared on FINTECH.TV’s Wall Street to MENA, discussing stablecoin-backed card payments, Asia–Gulf settlement, and early agentic payment pilots.^[11]

At Consensus Hong Kong 2026, Liu spoke with BitPinas about stablecoin payment infrastructure, card programs, and early-stage remittance work into Philippine pesos with Coins.ph and PDAX.^[8]

In October 2025, Tianwei Liu appeared on an episode of The Future of Stable Money, where he spoke with Gracie Lin, CEO of OKX Singapore. The conversation explored Lin’s transition from the Monetary Authority of Singapore to roles in the private sector at Grab and OKX, providing insights into the intersection of traditional finance and digital assets.

In July 2025, Tianwei Liu appeared on On Call with Insignia in an episode titled “On Call with Tianwei Liu and Hendra Kwik of StraitsX, a CNBC World’s Top Fintech Company.” The discussion explored the evolution of StraitsX following its integration with Payfazz’s financial network in Indonesia during the COVID-19 pandemic. Liu and Kwik reflected on the company’s growth since combining StraitsX’s compliant stablecoin infrastructure with Payfazz’s regional presence.