Infini
Infini is a Hong Kong-based fintech company that combines traditional financial services with cryptocurrency payment and account infrastructure. Its platform provides stablecoin deposits and withdrawals, crypto-to-fiat payments, yield-generating account balances, prepaid card services, and merchant payment infrastructure. [3]
Overview
Infini is a Hong Kong-based fintech company founded in 2024 that combines traditional financial services with cryptocurrency payment and account infrastructure. Its platform supports stablecoin deposits and withdrawals, crypto-to-fiat payments, yield-generating account balances, and a prepaid card connected to users’ stablecoin holdings. Infini also provides merchant payment infrastructure that enables businesses to create payment orders, monitor transactions, process settlements and withdrawals, and configure automated payment notifications and refunds through APIs or a merchant dashboard. The platform uses external providers for custody and compliance functions and supports stablecoin payments across e-commerce, SaaS, digital entertainment, and cross-border business use cases. [1] [7]
Features
INFINI Business
INFINI Business is a financial operating platform designed for small-to-medium enterprises, remote agencies, and Web3-native businesses operating internationally. Built to address the high FX fees, operational fragmentation, and multi-day delays of traditional banking rails like SWIFT, the platform provides a unified system for managing cross-border cash flows. It offers a real-time financial dashboard alongside an integrated crypto payment gateway that supports global stablecoin collections (USDT and USDC) and traditional Visa and Mastercard credit card acquiring, giving merchants control over how they accept payments and manage liquid treasury balances.
To connect digital assets with real-world business operations, the platform integrates automated crypto-to-fiat settlement off-ramps that clear directly into standard banking networks for local overhead such as payroll, rent, and vendor invoices. It also includes a dedicated stablecoin invoicing layer that links issued billing documents directly to on-chain transaction records, simplifying accounting and compliance. By combining front-end card conversion with instant on-chain settlement and fiat off-ramps at the core, the platform lets global businesses lower transaction costs, compress working capital cycles, and streamline international financial workflows without relying on legacy payment networks. [11]
Corporate Cards
Infini Corporate Cards are a spend management solution that helps companies give employees, departments, and teams a controlled, policy-compliant way to pay for approved business expenses. The platform lets finance teams issue physical and virtual cards, set spending limits, track transactions in real time, and simplify reconciliation by connecting directly to accounting systems and reducing manual employee reimbursements. For crypto-native companies and global businesses, the cards allow teams to convert digital treasury balances into day-to-day operational spend across traditional merchant networks. Through virtual cards, businesses can assign dedicated card numbers to specific software subscriptions, ad campaigns, travel bookings, or vendors, allowing admins to set granular transaction limits, freeze or terminate single cards without disruption, and maintain visibility over company cash flows. [9]
Enterprise
Infini Enterprise is a global financial infrastructure platform designed for cross-border businesses, e-commerce and SaaS companies, and Web3-native organizations. Built to unify disconnected financial operations, it combines multi-currency global accounts, card acquiring, corporate card issuance, global payouts, and stablecoin treasury management into a single system. The platform offers API and Webhook integration alongside enterprise-grade security features, including SOC 2 Type II compliance, PCI-DSS Level 1 certification, and segregated, bankruptcy-remote fiat accounts with regulated banking partners. By connecting fiat and digital asset workflows, Infini Enterprise enables companies to collect customer payments, pay global vendors, manage corporate spend, and scale international operations without relying on fragmented tools or legacy payment rails. [2]
INFINI Payments
Infini Payments is a global fiat and crypto payment platform that helps businesses, e-commerce platforms, and SaaS companies accept online payments worldwide. Built to connect traditional finance with digital assets, the infrastructure enables merchants to accept major credit and debit cards alongside stablecoins and cryptocurrencies across major blockchain networks, with options to settle directly in fiat or digital assets. The platform offers multiple integration methods, including hosted checkout pages, shareable no-code payment links, invoicing tools, and developer APIs, all managed from a unified, real-time dashboard. With regulatory registrations across key international jurisdictions and security features like MPC wallet protection and multi-layer risk controls, it lets companies scale into over 130 markets, optimize conversion rates, and lower cross-border payment processing costs. [4]
Products
Finny AI Agent
Finny is an AI-powered personal financial assistant and expense tracking tool integrated directly into the Infini mobile app and web platform for personal accounts. Built to replace manual spreadsheets, it enables users to log cash expenses in plain language, automatically syncs with eligible Infini prepaid card transactions, and displays multi-currency spending alongside exact USD clearing values on a unified chronological ledger. To ensure financial accuracy and privacy, all account totals and balances are calculated strictly by underlying ledger engines rather than estimated by language models, while user conversation data is protected under zero data retention policies and excluded from AI model training. [12]
INFINI Earn
Infini Earn (also referenced as Infini Treasury or EasyEarn) is a stablecoin yield management product designed for eligible individual and business users to earn variable daily rewards on idle USDC and USDT balances. Managed by an in-house institutional digital-asset quant team, the platform generates yields primarily through market-neutral arbitrage strategies—such as futures basis, funding rate payments, and cross-market price spreads—to capture market inefficiencies without relying on crypto asset price appreciation. Users can allocate digital assets without fixed lock-up periods, benefit from daily interest accrual and real-time redemptions, and seamlessly transfer redeemed funds across the broader Infini ecosystem for card spending, transfers, and operational payments. [10]
Funding
In September 2026, Infini announced the close of a $6 million seed funding round led by venture capital firms including Reforge, Fortwest Capital, Enlight Capital, NextGen Digital Venture, SNZ Capital, and Vernal. The capital will expand the company’s global payment rails, strengthen licensing and compliance, accelerate R&D for its AI-powered Financial Agents, and build out its underlying financial infrastructure. Alongside the funding, the platform officially launched its mobile application, giving consumers and enterprise teams access to automated money management, instant stablecoin settlement, and digital CFO capabilities such as automated bookkeeping and treasury operations. [5]
