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Crossmint
Crossmint is a privately held software company that provides stablecoin and wallet infrastructure for businesses, fintech applications, and AI-agent commerce. Its APIs, software development kits, and no-code tools let companies add programmable wallets, stablecoin payments, fiat on and off-ramps, payment orchestration, and tokenization without building all of the underlying blockchain infrastructure themselves.[1][2]
Crossmint reports that its infrastructure serves more than 40,000 enterprises, developers, and clients. Named users include MoneyGram, Wirex, and the Republic of the Marshall Islands.[1][3][4]
History and Funding
Established in 2022, Crossmint is headquartered in Miami, Florida, and has a presence in Spain, with offices listed in Miami, New York, and Madrid.[3]
Crossmint’s reported funding history includes a seed round in March 2022, a US$18.1 million venture round in January 2023, a US$4.7 million seed round in October 2024, and an US$18.9 million Series A in March 2025. Its company profile lists total funding of US$41.7 million and a further venture round in September 2025 without an amount.[3]
Listed investors include Ribbit Capital, Nyca Partners, First Round Capital, Faction, Franklin Templeton, and Circle Ventures; Crossmint is also backed by Ribbit Capital, Franklin Templeton, and other investors.[2][4]
Platform and Services
Crossmint’s platform combines programmable wallets, stablecoin payments, on
- and off-ramps, payment orchestration, tokenization, and compliance tools. It offers APIs and software development kits for custom integrations, along with widgets and no-code tools. Its managed infrastructure supports multiple blockchain networks, including Ethereum Virtual Machine-compatible chains, Solana, and Stellar; Crossmint’s company profile describes support for more than 50 chains.[1][2][3]
Wallet products serve end users, AI agents, and backend operations, and include embedded and treasury wallets. Other services support fiat-to-stablecoin funding, conversion of stablecoins into local currencies, stablecoin movement across networks, and checkout. The platform also includes tokenization and verifiable-credential tools, as well as virtual cards for AI agents.[1]
Crossmint pays blockchain transaction fees for customers and bills them in fiat, so users can interact with applications without directly paying gas fees or responding to transaction-approval prompts. The company also describes its platform as providing unified dashboards for wallets, payments, and tokens, and says it meets SOC 2 Type II and General Data Protection Regulation requirements and offers four-nines service-level agreements.[1]
Crossmint markets its infrastructure for remittances, payroll, stablecoin payouts, treasury management, neobanks, and fintech products adding stablecoin functionality. It says it serves all U.S. states, including New York, all 27 European Union countries through the Markets in Crypto-Assets Regulation framework, and more than 160 countries through direct onboarding or payouts.[1]
Customers and Applications
MoneyGram uses Crossmint wallets and stablecoin orchestration in its app for remittances; Crossmint says the service launched in 60 days. Wirex uses Crossmint wallet infrastructure to provision treasury wallets for businesses and retail customers.[1]
Crossmint wallet infrastructure powers the Republic of the Marshall Islands’ digital universal basic income program. Through the program, citizens can receive, store, and transfer U.S.-dollar-denominated funds by phone.[1]
Other applications include Fomo, which integrated Crossmint’s fiat-to-crypto infrastructure so users could fund accounts and buy tokens with Apple Pay, and Kasi Money, which uses its wallet infrastructure for stablecoin accounts and low-cost remittances. Ruvo, identified as a Y Combinator Summer 2025 company, helps Brazilians receive U.S. dollars or cryptocurrency and convert them to Brazilian reais.[1][3]
Agentic Payments
Crossmint’s agentic-finance products are designed to let AI agents hold assets, receive funds, and make purchases using APIs, cards, or stablecoins. The company also advertises more than 250 plug-ins, including data feeds and trading tools.[1]
Crossmint said it had been building payment infrastructure for agents since 2024, starting with wallets and later adding card-based payments. In September 2026, it introduced Agent Checkouts, an API for agent purchases across merchant checkout protocols and websites. Crossmint said the service was intended to avoid separate integrations for protocols such as Universal Commerce Protocol and to offer an alternative to generic browser-use tools and step-by-step browser automation.[3]
That month, the company also introduced Agent Cards, a card vault for agent spending. Users enter card details through an application’s interface, and the details go directly to a payment-card-industry-compliant vault; the application receives a token rather than handling the card number.[3]
In October 2026, Crossmint introduced its Agent Commerce Toolkit, which combines card storage, payment credentials, and checkout through one integration. For eligible cards, the toolkit uses Visa Intelligent Commerce and Mastercard Agent Pay credentials, described as scoped virtual cards with spending limits and expiration dates; other cards can be used from the vault. Its checkout service selects among agent-commerce protocols, merchant APIs, and browser automation. Crossmint said the toolkit replaces the need to combine separate card-vault, wallet, browser-automation, and card-network-program providers.[3]
In October 2026, Crossmint announced that Harbor would provide insurance for its agentic-payment offering in cases where an order did not match the user’s request. The described payment stack combines Agent Cards with Agent Checkout, which chooses a purchase route among agent-commerce protocols, merchant APIs, and browser automation.[3]
Partnerships and Network Integrations
On March 4, 2026, Crossmint announced a partnership with Western Union to support USDPT, Western Union’s U.S.-dollar-denominated stablecoin planned for issuance on Solana, and the Western Union Digital Asset Network. The network is designed to connect stablecoins with cash access, including conversion of digital dollars into local currency at more than 360,000 collection points worldwide.
Crossmint planned to integrate the network with its wallet and payment APIs, allowing fintech applications to hold and move funds on Solana and connect with Western Union payout options where available. Western Union said the partnership would provide Crossmint customers with cash-pickup options in more than 200 countries.[4]
In September 2026, Crossmint announced a partnership with Tala to offer embedded wallets, stablecoin infrastructure, and credit services to fintechs and enterprises. Tala planned to launch a wallet experience in its app for an initial group of more than one million active customers in Mexico, using Crossmint’s smart-wallet and stablecoin-payment infrastructure. Crossmint also planned to integrate Tala’s Credit-as-a-Service offering into its platform. Tala said it had used proprietary artificial intelligence to underwrite more than 14 million users and had distributed more than US$9 billion across Latin America, Asia, and Africa.[3]
The MoneyGram Card by Rain launched in September 2026, powered by Crossmint and the Stellar Development Foundation. Crossmint described it as enabling MoneyGram customers to spend against a stable-dollar balance held in an embedded Crossmint wallet. Crossmint also announced a partnership with Ulys to support deposits and cryptocurrency purchases in the Ulys app through Apple Pay.[3]
In September 2026, Crossmint said it was supporting OUSD on Tempo from the network’s launch, allowing fintechs to hold, send, and pay out OUSD through the wallet APIs they already use for stablecoins on Tempo. It also announced that its stablecoin platform—including wallets, money movement, compliance, and agentic commerce—was available on Arc mainnet, which Crossmint described as an open Layer 1 network.[3]
Crossmint joined Mastercard Start Path’s first agentic-finance cohort in September 2026. The company said the program offered co-innovation opportunities and engagement with Mastercard’s network of banks, merchants, partners, and digital companies.[3]
Leadership and Recognition
Crossmint’s named co-founders include Rodrigo Fernández Touza and Alfonso Gómez-Jordana Mañas. In March 2026, Fernández Touza described stablecoins as becoming a foundation for global treasury money movement while discussing the Western Union partnership.[4][3]
In October 2026, Gómez-Jordana Mañas was named to Prove’s Trust 25. Crossmint said that earlier in his career he had worked on keeping bots out of websites and helped build reCAPTCHA, and described his subsequent work as focused on enabling agents to transact legitimately.[3]
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