Finceptor is a decentralized finance platform focused on improving liquidity management for Web3 projects. It offers tools like liquidity vaults, bonds, and goal-gated private sales to support token launches and sustainable liquidity growth. ^[1]

Overview

Finceptor is a decentralized finance protocol designed to improve liquidity sustainability by allowing projects to build and maintain protocol-owned liquidity instead of relying on short-term incentives. It aims to address the inefficiencies of earlier DeFi models, where liquidity mining often led to high costs and temporary participation from external liquidity providers.

The platform offers a set of tools to support both unlaunched and publicly traded tokens. Liquidity Vaults help new tokens establish initial liquidity in a way that remains under the project's control. Bonds serve as a mechanism for existing tokens to expand their liquidity and manage token distribution effectively.

Finceptor also includes a launchpad plug-in, which connects token launches to its liquidity tools, supporting strategic growth and providing infrastructure for projects to establish long-term liquidity frameworks. ^[4]

Features

Credit Protocol

The Credit Protocol is a system within Finceptor that allows users to acquire Finceptor Credits (FCT). These coins function similarly to stablecoins on the platform but are not tradable or backed like traditional stablecoins. FCT is a soulbound token tied exclusively to Finceptor's ecosystem and can only be used to invest in its offerings. It does not have utility outside the platform and cannot be converted back into stablecoins or used across other Web3 platforms.

FCT grants the right, but not the obligation, to invest in Finceptor projects. It is not pegged to any asset and does not trade on secondary markets. FCT will be available only through Finceptor and priced above one dollar. For each token purchased, one dollar is reserved for future investment fulfillment during deposit periods, while the remaining amount is directed to the protocol's treasury as profit.

Supply and demand will influence the pricing of FCT, and revenue from sales may be used for buybacks and token burns related to Finceptor's native FINC token, potentially supporting value accumulation within the ecosystem. ^[5]

Auto-Compounded Staking

Finceptor offers staking vaults that automatically compound $FINC staking rewards, eliminating the need for manual reinvestment. Rewards are collected and reinvested daily into the vault, allowing returns to grow over time through compounding.

This automated process enhances yield by converting standard annual returns into higher effective yields. For example, a 100% APY compounded daily generates a significantly higher annual return, increasing overall staking efficiency without user input. ^[6]

Capital Protection

Finceptor includes capital protection measures through refund policies for IDOs and Liquidity Vaults. For IDOs, investors can request a full refund individually within a set period after the token generation event (TGE), as long as they have not claimed their purchased tokens. Once tokens are claimed, refund eligibility is void. The unconditional refund window may range from 24 to 48 hours, depending on the specific offering. Unclaimed tokens after the refund period are treated as claimed.

For Liquidity Vaults, refunds are allowed if deal terms are violated, such as delays in token launches or malicious project behavior. If a TGE fails to occur by the agreed deadline, investors may request a refund within 30 days. After this period, all funds from the vault are allocated as liquidity. Finceptor may also trigger refunds before a TGE if there is a serious policy breach or harmful activity by the project. These policies are subject to change to address evolving market conditions and protect participants. ^[7]

Products

Liquidity Vaults

Liquidity Vaults (LVs) are on-chain tools developed by Finceptor to help pre-launch Web3 projects establish protocol-owned liquidity. These vaults address early-stage liquidity challenges by allowing projects to raise capital through discounted token sales, structured similarly to a SAFT agreement. The funds raised are used to seed liquidity pools, giving projects a more sustainable foundation than traditional liquidity mining, often leading to short-term, unsustainable participation.

Instead of relying on incentives that attract temporary liquidity providers, LVs enable projects to retain control over their liquidity and earn trading fees from their token pairs. Once funded, the liquidity is locked for at least six months using smart contracts, ensuring a trustless and stable trading environment. The LP tokens are vested to maintain a deep and enduring market.

Each LV follows predetermined terms such as token launch date, discount rate, and valuation cap. These conditions allow investors to participate with clear expectations. If the project launches its token within the agreed timeline, the vault converts into tokens based on whichever provides a lower valuation: the discount rate or the valuation cap. If the project fails to meet the agreed terms, investors are entitled to a full refund, as their capital remains locked until the token launch.

This structure allows projects to build an initial community of token holders while ensuring capital efficiency and transparency. By offering early backers protective deal terms and securing protocol-owned liquidity, Liquidity Vaults provide a structured approach to early-stage DeFi financing. ^[8]

Bonds

Bonds are a structured tool used by publicly traded crypto projects to raise capital and establish protocol-owned liquidity. This model is an alternative to traditional liquidity mining, allowing projects such as DAOs and DeFi protocols to sell their tokens at a discount in exchange for strategic assets or stablecoins. The approach is intended to support treasury development and long-term financial sustainability.

Bonds also help projects expand liquidity across multiple EVM-compatible chains by enabling the creation of chain-specific liquidity pools. Additionally, they can be used to fund secondary listings on decentralized or centralized exchanges by generating the necessary liquidity to open trading pairs.

Tokens sold through bonds are offered at a discount with a vesting schedule, ensuring gradual distribution and reducing the risk of market manipulation. Two main auction types are available: fixed-swap auctions, which maintain consistent terms throughout, and descending Dutch auctions, where the discount rate decreases based on demand, encouraging competitive participation. Vesting is applied block-by-block to prevent immediate arbitrage and support price stability. ^[9]

Goal-Gated Private Sales

Goal-Gated Private Sales (GGPS) is a milestone-based financing model designed for Web3 projects that have not yet launched a token. It aims to align capital distribution with project development by releasing funds in stages, tied directly to achieving specific roadmap milestones. This structure ensures financing is used efficiently, giving investors predictable terms and greater confidence in a project's progress.

GGPS allows projects to secure initial funding with the understanding that subsequent funding rounds will only be unlocked once predetermined goals are met. This approach enables teams to focus on development rather than continuous fundraising while giving investors greater oversight and control.

The model includes defined terms such as an estimated token launch date, discount rate, valuation cap, and milestone deliverables. There are two variations of GGPS. The Democratic Model requires investors to vote before releasing the next tranche of funding. The Attainment Model places decision-making with Finceptor Labs, which independently verifies milestone completion before funds are disbursed.

By connecting funding to measurable progress, GGPS offers a structured and transparent way for early-stage projects to grow while maintaining accountability and investor trust. ^[10]

Democratic Model

The Democratic version of Goal-Gated Private Sales (GGPS) uses a voting mechanism that gives investors direct control over key project decisions. When a milestone is due, the project submits a delivery report, triggering a vote for either approval or rejection. If approved, the corresponding funds are released. If rejected, the project has seven days to propose a revised plan. A second rejection results in a refund of the capital tied to that milestone.

Projects may also propose changes to existing milestones—a Milestone Pivot—which can involve altering deliverables, timelines, or budgets. These changes require investor approval through a vote. This structure emphasizes transparency and decentralization by involving investors in milestone validation and project adjustments. ^[10] 

Attainment Model

In the Attainment version of Goal-Gated Private Sales (GGPS), Finceptor Labs oversees the evaluation and approval process for project milestones. When a milestone is due, the project submits a delivery report to Finceptor Labs, which determines whether the milestone is met. The next tranche of funding and token distribution will be released if approved. If rejected, the project has one week to submit a recalibrated plan. Failure to do so, or a second rejection, results in the associated funds being locked.

This model also permits a Milestone Pivot when a project's scope or goals change, but Finceptor Labs must validate any modifications. The process ensures structured oversight and enforces accountability while allowing room for controlled adjustments based on project developments. ^[10]

FINC

$FINC is the native utility token of Finceptor, with a capped supply of 100 million tokens and 18 decimal places. Holding and staking $FINC grants access to the platform's liquidity vaults, bonds, and launchpad opportunities. Stakers can earn compounded or enhanced rewards through staking and farming activities. Additionally, $FINC holders receive discounted fees on bonds. The token also supports the sustainability of liquidity by enabling protocol-owned liquidity mechanisms. ^[11]

Tokenomics

FINC has a total supply of 100M tokens and has the following allocation: ^[11]

• Treasury: 38.75%
• Foundation: 15%
• Seed Round: 13%
• Liquidity: 10%
• Community Round: 8.75%
• Public/KOL: 5%
• Incentives: 5%
• Accelerators/Advisory: 4.5%

Partnerships

• Kucoin
• Turk Telekom Ventures
• Brinc
• NeoHub
• Space ID
• HyperNest
• Oddiyana Ventures
• Chainlink
• Evox Capital
• Avalanche
• Keiretsu Forum Turkey
• Angels
• Cryptorank
• Kycaid
• FinDas
• PeckShield
• Supra